"That will need to be paid off at some point," says Quilter Cheviot's Ben Barringer. "Having more debt means you've got more burden, and that means you've got less to spend on content."
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The display story is similarly steady. Both phones use Samsung’s Dynamic AMOLED 2X panels with adaptive refresh rates up to 120Hz, and the S25 is rated for peak brightness of up to 2,600 nits. In everyday use, whether you are scrolling, gaming or watching video, the viewing experience should feel broadly similar between the two devices.